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Buy-to-Let and Commercial Mortgages

Owning your own premises has many benefits including a boost to your business capital should the price of the property rise, and you can benefit from tax deductions. According to your agreement with the lender you may also have the possibility to bring more flexibility to your terms.

Buy-to-Let and Commercial Mortgages

Owning your own premises has many benefits including a boost to your business capital should the price of the property rise, and you can benefit from tax deductions. According to your agreement with the lender you may also have the possibility to bring more flexibility to your terms.

Are you looking to buy a property for rental purposes?

Buy to let mortgages are highly adaptable.  They can either be secured against single units for those looking to venture into the rental property market or for more experienced developers who want to expand their property portfolios.

The rental market has experienced a huge resurgence following a frustrating few years with the phasing out of buy-to-let tax relief and a ban on letting fees, deposit limits and a bunch of other regulatory limitations which left investors hesitant to invest. 

How We Can Assist:

  • Buy to let mortgages from £50k to £10m
  • Available to Individuals and Limited companies
  • Portfolio acquisition, refinance or partial divestiture
  • Moving portfolios into and out of a limited company
  • Up to 100% LTV with additional security
  • Loan terms up to 30 years on capital repayment, up to 20 years interest only

Terms can be up to 30 years with loans starting from £50,000 with no maximum limit.

Experience

In purchasing, restructuring and divesting buy to let portfolios.

Accessibility

We cover the whole of the United Kingdom

Choice in Lenders

Through our partners in finance, we can access over 150 lenders including specialist and high street lenders.

Commercial Mortgages

Are you looking to own your own commercial premises?

A commercial mortgage can be used to buy your business premises and the repayment plan can be structured to suit you with fixed or variable interest rate payments.

A commercial property mortgage usually has lower interest rather than other types of loan products, and by choosing a fixed monthly payment plan you can accurately plan your budget, payment and forecasting schedule, meaning that you can structure your finances with more confidence.

There are also the added benefits of capital gains through the appreciation in the value of the property, as property prices always go up long-term.  If capacity allows, there is always the possibility to rent out part of the business premises as a way of generating extra income.

Over the long-term, the price of a commercial mortgage would equal a monthly rental amount or less, and with each repayment you are building more equity in the property you own.

Other Uses for Commercial Development Finance:

  • Offices, including shared workspace
  • Retail Units, Garages, Forecourts, Warehouses, Industrial Units
  • Purpose-built student accommodation.
  • Residential portfolios including HMO or multi-unit blocks
  • Buying Land
  • Care homes
  • Industrial units
  • Gyms
  • Hotels

Commercial mortgages are flexible so they allow you to buy a new building or release capital from your existing one.

£50,000 to £20m

A wide range of funding for complex corporate structures

Rates from 2.29% p.a.

With interest only options available

Terms up to 25 years

– subject to status. Fixed rates up to 10 years.

Up to 75% LTV

First and Second charge options available

Thanks to our partnerships with a small but select circle of property and construction finance experts, we can arrange Buy-to-Let and Commercial mortgages starting from £50,000,00.  Compariqo can find you a solution with the best terms, interest rates and fees to suit your individual circumstances through the bespoke service we provide to our clients.

Fill out the contact form below and we’ll call you back to get some details for a loan.

Start or expand your property portfolio with a buy-to-let or commercial mortgage

“Dear Compariqo, I’m stunned. I’ve never had such a swift turnaround on this – thank you so much for dealing with this for me. I will not only use you again but will recommend you to everyone I know!!”

 

Regalia Homes Kent Ltd

UK

“From our first contact Compariqo’s communication was excellent. Their requirements were clear and precise and our reply’s actioned immediately, resulting in the issue of a new home warranty, problem free.

Scott was always professional yet friendly, and should the need arise we would not hesitate to use their services again.”

 

Merlion Homes

UK

“I approached Compariqo as they offer a broader choice in the market place when it comes to structural warranties. The service was fast and efficient and I would recommend them to other companies needing to source a structural warranty for a new development.”

 

A. Goddard

Developer, Taunton, Somerset

“After struggling for weeks with numerous brokers to find a provider for my structural warranty policy, Alex and Compariqo took complete control of the situation and sourced me a policy which enabled me to complete my remortgage. Alex in particular was excellent and kept me updated regularly. I would highly recommend Compariqo!”

 

R. Bhanderi

Harrow, UK

“I used Compariqo after being let down by another company.  Alex Flexman dealt with all my enquiries and helped me constantly through all aspects of the service.  He was extremely helpful and very professional throughout the process.  I would highly recommend Alex and Compariqo to any of my associates needing structural warranties.”

 

D. Perry

Shrewsbury

“If you are looking for a one stop shop solution to out of the box and standard borrowing then Compariqo Finance covers it all. Where other lenders have tried and failed Compariqo Finance will find a solution. The level of service from Thomas Naidu and colleagues is second to none. I am so grateful for their effort in finding a bespoke lender, and never gave up until we found what I needed for my complex situation. I have never had such a good experience in 25 years in the business. Thank you so much.”

 

N. Khan

UK

I contacted Jacqui to compare quotes on warranty companies for the conversion of the existing house into three flats. The flats all have separate entrances and the basement level has a lightwell.  I found Jacqui to be very forthcoming with information, updating me regularly with correspondence she had received from the warranty companies and a delight in general to talk to. We now go to compariqo for comparisons for all warranty companies on any new developments we have coming up.”

 

Katie Addison

Brickmort Developments

Wow thank you for sorting this so promptly. You have saved me a lot of time & anxiety.

Corinna

CSCL DEVELOPMENTS LTD

Excellent, prompt service and we will definitely be using you again during our next build.  Both Steve and myself were impressed from our initial contact with Jaimie through to completion.

Jaimie explained in detail the insurance suitable and immediately emailed the contract for us to read. No sales pressure and responded when answers were required.

So, thank you again to you and your team at Compariqo.

 

Sandra and Steven Page