Buy-to-Let and Commercial Mortgages
Owning your own premises has many benefits including a boost to your business capital should the price of the property rise, and you can benefit from tax deductions. According to your agreement with the lender you may also have the possibility to bring more flexibility to your terms.
Buy-to-Let and Commercial Mortgages
Owning your own premises has many benefits including a boost to your business capital should the price of the property rise, and you can benefit from tax deductions. According to your agreement with the lender you may also have the possibility to bring more flexibility to your terms.
Are you looking to buy a property for rental purposes?
Buy to let mortgages are highly adaptable. They can either be secured against single units for those looking to venture into the rental property market or for more experienced developers who want to expand their property portfolios.
The rental market has experienced a huge resurgence following a frustrating few years with the phasing out of buy-to-let tax relief and a ban on letting fees, deposit limits and a bunch of other regulatory limitations which left investors hesitant to invest.
How We Can Assist:
- Buy to let mortgages from £50k to £10m
- Available to Individuals and Limited companies
- Portfolio acquisition, refinance or partial divestiture
- Moving portfolios into and out of a limited company
- Up to 100% LTV with additional security
- Loan terms up to 30 years on capital repayment, up to 20 years interest only
Terms can be up to 30 years with loans starting from £50,000 with no maximum limit.
Experience
In purchasing, restructuring and divesting buy to let portfolios.
Accessibility
We cover the whole of the United Kingdom
Choice in Lenders
Through our partners in finance, we can access over 150 lenders including specialist and high street lenders.
Commercial Mortgages
Are you looking to own your own commercial premises?
A commercial mortgage can be used to buy your business premises and the repayment plan can be structured to suit you with fixed or variable interest rate payments.
A commercial property mortgage usually has lower interest rather than other types of loan products, and by choosing a fixed monthly payment plan you can accurately plan your budget, payment and forecasting schedule, meaning that you can structure your finances with more confidence.
There are also the added benefits of capital gains through the appreciation in the value of the property, as property prices always go up long-term. If capacity allows, there is always the possibility to rent out part of the business premises as a way of generating extra income.
Over the long-term, the price of a commercial mortgage would equal a monthly rental amount or less, and with each repayment you are building more equity in the property you own.
Other Uses for Commercial Development Finance:
- Offices, including shared workspace
- Retail Units, Garages, Forecourts, Warehouses, Industrial Units
- Purpose-built student accommodation.
- Residential portfolios including HMO or multi-unit blocks
- Buying Land
- Care homes
- Industrial units
- Gyms
- Hotels
Commercial mortgages are flexible so they allow you to buy a new building or release capital from your existing one.
£50,000 to £20m
A wide range of funding for complex corporate structures
Rates from 2.29% p.a.
With interest only options available
Terms up to 25 years
– subject to status. Fixed rates up to 10 years.
Up to 75% LTV
First and Second charge options available
Thanks to our partnerships with a small but select circle of property and construction finance experts, we can arrange Buy-to-Let and Commercial mortgages starting from £50,000,00. Compariqo can find you a solution with the best terms, interest rates and fees to suit your individual circumstances through the bespoke service we provide to our clients.