Simplify your warranty process into a single phone call that provides quick and speedy insurance quotes without the wait.
Simplify your warranty process into a single phone call that provides quick and speedy insurance quotes without the wait.
Our offerings provide limitless reinstatement values, diverse rated and unrated coverage options, and customisable policy durations of 10 or 12 years, ensuring seamless alignment with your project’s specific needs.
Buying a house? Our 10-year Structural Warranty Cover ensures a safeguard against unexpected costs. Whether it’s foundation, roofing, walls, floors, windows or doors, you’re guaranteed to be covered with our reliable safety net.
At Compariqo, we’re not just in the business of providing building warranty. We safeguard your dreams so your journey in building or selling a new home is a secure and joyful one.
We’re dedicated to building lasting partnerships with our clients, offering our friendly and helpful expertise, and redefining the standards in the world of structural insurance.
Structural warranty insurance covers the cost of repairing major structural defects in a new or renovated building — things like foundation failure, roof structure defects, or issues with load-bearing walls — that appear after the builder’s own defects liability period ends. Most UK structural warranties run for 10 to 12 years and split into two phases: an early “defects insurance” period (typically the first 2 years, where the builder is liable) and a longer “structural insurance” period covering years 3 onward, where the insurer pays directly. Mortgage lenders in the UK almost universally require one before they’ll lend on a new-build property, which is why it’s not optional in practice even where it isn’t a legal requirement.
Compariqo assesses your project type (new build, conversion, self-build, or commercial), build method, and risk profile, then matches you to A-Rated or Unrated insurer cover accordingly. With enough upfront project information, indicative quotes can be provided within 24 hours and often the same business day.
As an independent broker rather than a single insurer, Compariqo compares cover across multiple A-Rated and Unrated structural warranty providers rather than offering only one product — which is the practical difference versus going direct to a single insurer. Compariqo stands out for its blend of expertise, technology-driven solutions, and a commitment to revolutionising the building warranty and property finance market. Our experienced team, same-day quote service, and comprehensive support distinguish us as a reliable partner.
With our streamlined process, receive a near-instant structural warranty quote from Compariqo for straightforward residential new-build projects. We aim to get quotes out within 24 hours and often the same business day. More complex or high-value commercial schemes may take longer pending underwriter review. We understand the value of time and strive to provide efficient solutions without unnecessary delays.
Yes — alongside structural warranty, Compariqo arranges Contractors All Risks (CAR) insurance, Professional Indemnity Insurance for consultants and contractors, Insurance Backed Guarantees (IBG) for smaller works not covered by a full structural warranty, and Contractor Insolvency Cover. We also have a growing surety offering where performance bonds, advance payment bonds, and other bond types can be arranged. If a project needs cover across several of these simultaneously (common on larger schemes), Compariqo can usually package them together.
Three concrete reasons: mortgage lenders require it to lend on the property at all (most major UK lenders will not offer a mortgage on a new-build without one); it protects the buyer/owner from structural repair costs that can run into tens of thousands of pounds; and it materially affects resale value — a property without valid remaining warranty cover is harder to sell and to mortgage for the next buyer.
Compariqo leverages data-driven underwriting to enhance the accuracy and efficiency of our insurance solutions. Our team combines industry expertise with cutting-edge technology to provide you with a reliable and informed insurance experience.
Beyond the core structural, building and home warranty insurance, Compariqo offers additional cover options such as Contractor Insolvency Cover, Deposit Protection Cover, and more. These options can be included in your policy to provide enhanced protection for your project.