Structural Warranty Insurance

Protect your project against unexpected disasters or unplanned maintenance. With same-day quotes, contact our team to learn more about our building warranty solutions. 
STRUCTURAL WARRANTY
Reliable Experts In Structural, Building and Home Warranty
Insurance is the foundation of every secure and successful project.
At Compariqo, we redefine your insurance experience. With a combination of industry expertise, data-driven underwriting, and advanced technology, we’re committed to providing you with the perfect insurance solution.
Reliable Experts In Structural Warranty
One-size-fits-all policies not working for you? Choose between A-Rated and Unrated cover for protection that fits like a glove, bespoke to you. Make your project a success with a personalised quote and reliable cover.
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The Compariqo Difference
Whether you’re looking for structural warranty, construction insurance or something else altogether, your bottom line will see the difference of the Compariqo advantage.
Compariqo Difference structural warranty
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Tailored Structural Warranty Cover
Enjoy the freedom to choose warranty that aligns with your project specifications for comprehensive protection.
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Fast New Build Warranty Quotes
Experience efficiency and gain instant access to quotes from our insurers. Eliminate delays and make informed decisions right away.
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10–12 Year Structural Insurance
From A-rated to Unrated, our flexible solutions help you decide the level of security your project requires. Get peace of mind — and your chosen coverage.
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Latent Defects Insurance Guidance
From offering comprehensive support to addressing your unique challenges with expertise, we stand right by your side at every project stage.
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Simple Building Warranty Comparison
With a straightforward approach, Compariqo ensures a hassle-free experience. Simplify structural and building warranty for your project with our seamless process.
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Expert Structural Insurance Consultation
Get expert advice and consultation from our team of professionals. Our experts will guide you through the finer details of construction insurance.
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HOW IT WORKS
A Choice Of
Flexible Coverage
Discover a new era in construction insurance at Compariqo. With our data-driven precision and expertise, our unique approach allows you to choose between a range of coverage with flexibility and versatility like never before.
Comprehensive Support

Simplify your warranty process into a single phone call that provides quick and speedy insurance quotes without the wait.

Diverse Protection Options

Our offerings provide limitless reinstatement values, diverse rated and unrated coverage options, and customisable policy durations of 10 or 12 years, ensuring seamless alignment with your project’s specific needs.

10-Year Safety Net

Buying a house? Our 10-year Structural Warranty Cover ensures a safeguard against unexpected costs. Whether it’s foundation, roofing, walls, floors, windows or doors, you’re guaranteed to be covered with our reliable safety net.

how Structural Warranty works
Get the best structural and building warranty and construction cover with Compariqo — your partner in property protection. Speak to our friendly team today to learn more about how we can help you.
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WHO WE ARE
Your Trusted Partner

At Compariqo, we’re not just in the business of providing building warranty. We safeguard your dreams so your journey in building or selling a new home is a secure and joyful one.

We’re dedicated to building lasting partnerships with our clients, offering our friendly and helpful expertise, and redefining the standards in the world of structural insurance.

As an independent insurance provider, Compariqo specialises in arranging ten and twelve-year structural warranty and construction insurance cover. We also offer extensive property finance solutions for the construction industry and property market across the UK.
By blending technology with our expertise, we’ve revolutionised the industry and property finance market.
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Why Choose Us?
Working with Compariqo brings you a wealth of benefits. With a team of trusted professionals to guide you through the process, your building is in safe hands with Compariqo.
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Expertise
Our seasoned team brings a wealth of knowledge to the table. From insurance to warranty provision and property finance, we've got you covered like no one else.
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Choice
We tailor our coverage options to fit your project, no matter the scale. Big or small, we've got your back.
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Technology
Experience lightning-fast results with our cutting-edge quick quote system. We've streamlined the process for your convenience so you can focus on what you do best.
Frequently asked questions
What is structural insurance, and why do I need it?

Structural warranty insurance covers the cost of repairing major structural defects in a new or renovated building — things like foundation failure, roof structure defects, or issues with load-bearing walls — that appear after the builder’s own defects liability period ends. Most UK structural warranties run for 10 to 12 years and split into two phases: an early “defects insurance” period (typically the first 2 years, where the builder is liable) and a longer “structural insurance” period covering years 3 onward, where the insurer pays directly. Mortgage lenders in the UK almost universally require one before they’ll lend on a new-build property, which is why it’s not optional in practice even where it isn’t a legal requirement.

How does Compariqo.com customise structural insurance for my project?

Compariqo assesses your project type (new build, conversion, self-build, or commercial), build method, and risk profile, then matches you to A-Rated or Unrated insurer cover accordingly. With enough upfront project information, indicative quotes can be provided within 24 hours and often the same business day.

What sets Compariqo apart from other insurance providers?

As an independent broker rather than a single insurer, Compariqo compares cover across multiple A-Rated and Unrated structural warranty providers rather than offering only one product — which is the practical difference versus going direct to a single insurer. Compariqo stands out for its blend of expertise, technology-driven solutions, and a commitment to revolutionising the building warranty and property finance market. Our experienced team, same-day quote service, and comprehensive support distinguish us as a reliable partner.

How quickly can I get a structural or building warranty quote from Compariqo?

With our streamlined process, receive a near-instant structural warranty quote from Compariqo for straightforward residential new-build projects. We aim to get quotes out within 24 hours and often the same business day. More complex or high-value commercial schemes may take longer pending underwriter review. We understand the value of time and strive to provide efficient solutions without unnecessary delays.

Can Compariqo assist with other construction-related insurances?

Yes — alongside structural warranty, Compariqo arranges Contractors All Risks (CAR) insurance, Professional Indemnity Insurance for consultants and contractors, Insurance Backed Guarantees (IBG) for smaller works not covered by a full structural warranty, and Contractor Insolvency Cover. We also have a growing surety offering where performance bonds, advance payment bonds, and other bond types can be arranged. If a project needs cover across several of these simultaneously (common on larger schemes), Compariqo can usually package them together.

Why is a 10-year structural warranty cover essential for my property?

Three concrete reasons: mortgage lenders require it to lend on the property at all (most major UK lenders will not offer a mortgage on a new-build without one); it protects the buyer/owner from structural repair costs that can run into tens of thousands of pounds; and it materially affects resale value — a property without valid remaining warranty cover is harder to sell and to mortgage for the next buyer.

How does Compariqo ensure data-driven underwriting for structural insurance?

Compariqo leverages data-driven underwriting to enhance the accuracy and efficiency of our insurance solutions. Our team combines industry expertise with cutting-edge technology to provide you with a reliable and informed insurance experience.

What additional cover options are available with Compariqo's structural warranty?

Beyond the core structural, building and home warranty insurance, Compariqo offers additional cover options such as Contractor Insolvency Cover, Deposit Protection Cover, and more. These options can be included in your policy to provide enhanced protection for your project.

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Discover Tailored Solutions for Every Project
Whether you're looking for latent defects insurance or a specialist provider, Compariqo is the partner you need to make your project a success. With bespoke solutions and a network of contacts, we'll help you navigate a range of products tailored to your circumstances.