Planning Delays in the UK: What Developers and Brokers Can Do Right Now
It’s no secret that planning delays are creating frustration across the UK construction and development sector. With projects being pushed back by months—or even longer—many developers and contractors are left in limbo, unable to progress and unsure how to plan their next steps.
At Compariqo, we believe there’s value in using this period strategically—to reduce future risk, improve financing confidence, and keep your project on track when approval finally comes through.
Here’s how:
1. Use the Waiting Period to Secure Risk Cover
While it might be tempting to wait until planning is approved to finalise your insurance arrangements, doing so can create unnecessary stress and delays down the line.
Now, during planning delays, is the ideal time to pre-secure core risk products such as:
- Performance Bonds
- Structural Warranty (Latent Defects Insurance)
- Insurance Backed Guarantee’s (IBG)
By working with Compariqo early, you can gather quotes, prepare documentation, and even line up indicative terms so you’re ready to go as soon as planning is granted. For brokers, this positions you as a forward-thinking partner who adds real strategic value.
2. Reduce Pressure on Your Financing Timeline
Delays in planning can cause knock-on effects for funding milestones. Many lenders and investors require evidence of risk management and insurance arrangements before releasing capital.
By securing key cover in advance—or at least preparing for it—you make it easier to satisfy lender requirements quickly and reduce the risk of losing funding windows.
3. Stay Competitive by Being Proactive During Planning Delays
In a market that’s becoming more uncertain, the developers and contractors who move quickly post-approval have the best chance of securing supply chains, contractor availability, and cost certainty.
Using this waiting time to tick off key items like insurance and surety gives you a first-mover advantage. You won’t be scrambling to arrange cover when everyone else is.
4. How Compariqo Can Help
Compariqo works with developers, contractors and brokers across the UK to provide:
- Expert guidance on preparing bond and warranty applications
- Flexible cover for non-standard or complex builds
- Broker support for client conversations during delays
- A wide panel of insurers and surety providers
We make it easy to start the process now—without committing until your project is ready to proceed.
Don’t Wait for Planning—Plan Ahead
The UK planning process may be slow, but your project doesn’t have to be. By taking action now, you’ll avoid bottlenecks later, impress your stakeholders, and gain peace of mind knowing you’re ahead of the game.
Start planning ahead with Compariqo today: